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    7 BEST WAYS TO USE YOUR STIMULUS CHECK

    7 BEST WAYS TO USE YOUR STIMULUS CHECK

    It’s likely you got a stimulus check recently from the government to aid in the wake of the COVID-19 outbreak. While having a bit of extra money is nice, you can actually put that money to work and make good use of it. If you make plans of how you’ll use that money, you can get yourself on the right foot for handling more challenges down the road of life. 


    Perhaps you are out of work as a result of the pandemic. It may be necessary for you to use some or all of your stimulus check to take care of your family's needs right now. There are many ways you can use that cash, but if you want to make the best use of it for your family’s safety and peace of mind, here are the seven best ways to use your stimulus check.


    ONE: PUT IT IN AN EMERGENCY FUND ACCOUNT

    If you are able, put the money into a high yield emergency fund account through your bank or credit union. Placing the money into a rainy day fund, or peace of mind fund, will allow you to accrue interest on that money and generate more value down the line. Having a rainy day fund allows you to be prepared for financial difficulties down the line, and usually they require over 1,000 dollars to start. Having a rainy day fund takes the edge off when stressful situations come up, offering you a safety net to handle the unexpected expenses of life. 


    By placing your money into a high yield emergency fund account, you can increase its value over the next year by as much as one half of what you invested into it. Not bad! You’ll want to look into what your bank offers, and what other companies offer for such accounts to find the best fit for you. If you can afford to place some or all of your stimulus check into an emergency fund, this may be the best way to spend your government money. This way you can get started on having what you need for times of crisis that will come along farther down the line of life. The current pandemic is a stressful, scary time. But it is not the last time things will get difficult. Being prepared is key to being there for your family when they need you most.


    TWO: PAY OFF DEBT

    If you have a good amount of debt, using your stimulus check to cover some or all of it is a very wise investment. Many people are carrying debt in the United States, as well. A recent study showed that 80 percent of Americans have at least some debt, with the average household having nearly nine thousand dollars in debt at any given time. Taking your stimulus money and using it to get ahead on your debts is a great way to plan for the future and relieve some of your money woes along the way. Getting debt free is a great way to be a hero for your family, because you will have more of your own resources to put toward investments, education, and medical needs for when your family needs them. 


    Being there for your family is about planning for the future. Paying off debts frees your future up to allow for more choice and reward in what you do with your money and time. Credit card debt is the best place for you to alleviate debt issues for now with your stimulus check. If you have student loan debt, the government has currently frozen those interests until the pandemic has passed. So put your mind at ease, reduce or totally pay off your debts, and put your stimulus to good use for you and your family’s future.


    THREE: INVEST IT

    The stock market is at a down turn right now. For some, that is a scary thing. But what that means is those stocks are at a pretty low cost for investors. Putting your stimulus money into a stock could be a good way to turn it into more money down the road. Investing in the stock market is a difficult thing to do well. There are a lot of factors and possibilities that cannot be fully predicted. That’s why when you choose to invest, if you do, you should invest in things you are more familiar with. Look into different companies. Find ones that are similar to your own trade or profession, and consider how well those markets are doing currently. If you see a possibility of the market going down farther for those companies, wait until that happens; then invest. Getting it at the lowest cost is important for getting the highest return when things get better in the future. 


    Investing money doesn’t only mean the stock market, either. You could invest it into your own business, or an education program you’ve been needing to increase your value as an employee or employer. However you choose to invest, be sure to do your research beforehand and make an informed investment.


    FOUR: DONATE IT

    If you’ve not been affected by a job loss or the economic downturn, you could consider donating the stimulus check to help other people who’ve lost everything. Some families aren’t doing well right now, with both parents out of work, and not having been able to set aside money for a rainy day before the pandemic came along. These families could greatly benefit from your charity if you can afford to help them. On the subject of donating your stimulus, Doug Garrison, wealth advisor for Investec Wealth Strategies located in Houston, Texas, said, “If you’ve kept your job and have an adequate emergency fund, you might want to consider donating a portion of the stimulus check to help those who aren’t as fortunate as you. Times such as this call for compassion and solidarity.”


    FIVE: COVER YOUR NEEDS

    If you’ve been faced with reduced income as a result of the COVID-19 pandemic, using your stimulus money to patch the holes in your expenses is a wise decision. You can divide it into the pieces you need to fill your rent or mortgage needs, utility bills, and more. Being wise with your stimulus check means looking into what your current expenses are, how much you are currently making either from your employment or unemployment coverage during this pandemic, and then seeing where the biggest concerns are in your expenses. If you are $500 dollar short for your rent/mortgage payments right now, you could use the stimulus check to cover that hole for two months and still have $200 left over. By using this method of covering for your needs with your stimulus check, you reduce the likelihood that your money will be spent, either accidentally or not, on things that you and your family don’t really need. 


    SIX: PREPARE FOR DISASTERS

    Preparing for a disaster means having food, water, medical supplies, and even money set aside for when unexpected events like earthquakes, hurricanes, tornadoes, or floods come along. These sorts of natural disasters can cause roads to close, local infrastructure to be compromised, and could leave many people without access to grocery stores, food banks, and other essentials. Having food storage ready to go will help you protect your family from such events, and this stimulus check could be your opportunity to begin preparing for these disasters. Food, water, and medical supplies are the main things you’ll need when a disaster strikes. You can never be too prepared.


    SEVEN: GET SOMETHING FUN

    Things are difficult out there right now. If you’ve lost your job, you likely will need this stimulus check to cover for your necessities. Use it wisely! However, your family is also struggling to find normalcy in these abnormal times. Using a part of your stimulus check to get something fun for your family, like a new game, or a takeout dinner, are good ways to alleviate some of the stress in these stressful times.


    However you choose to spend your stimulus check, be wise with it. This is a good time for you to make the preparations necessary to be the hero your family needs when crisis strikes. 

    HOW TO BEAT THE COVID-19 PANDEMIC

    HOW TO BEAT THE COVID-19 PANDEMIC

    COVID-19 has led to a lot of changes in your communities. Stores are selling out of food, state and federal governments are issuing “shelter-in-place” orders, and people are losing their jobs due to mandatory business closures. It’s a scary time, especially if you’ve not prepared for events like these already by setting aside supplies in case of emergency. There is hope, however. Even if there’s nothing in the stores, or if you’re currently facing a stay-at-home order, you can prepare and survive this pandemic with ease. 


    There are many options for you to use online shopping to get the items you need, including food storage options with incredibly long shelf lifes. You also likely have more items at your disposal to use right now during the COVID-19 pandemic than you realize. Let’s dive in and discover how you can beat the pandemic, one day at a time.


    REVIEW YOUR CURRENT FOOD SUPPLIES

    You likely have a pantry, or at least a few shelves where you store dry goods, canned goods, and other snacks. If you’ve been hit with a shelter-in-place order where you are right now, chances are your local markets are looking pretty bare. This means you’ll have to make do with what you have on hand already. Chances are you’ve got a number of canned food items you’ve not opened yet, just collecting dust in your cabinet. There may also be some dry goods in there, like dried beans or rice or oats. These items may not be your first choice when it comes to a meal, but don’t turn your nose up at them right away.


    A major part of surviving a pandemic is surviving the boredom you face when stuck at home doing your part to flatten the curve. These food items that you normally wouldn’t eat can be a part of that! Look up some recipes that use your current ingredients. Find new ways to entertain yourself with some cooking of new foods using your current stores. You may find it to be a fun experiment! Being stuck at home can be fun if you try new things. Just be sure to read the recipes closely, or you may end up with a flop.


    Don’t forget to check the recesses of your freezer, too. Some of that old meat may look freezer burned, but there are plenty of recipes that can make good use of tough meat. Always check for any signs of the food you’re using having gone bad before you eat it, though. Now, if you’re not in the mood to try out some pandemic pioneer food, you could also place an order with My Food Storage to get up to a year's supply of delicious, easy to make food storage. My Food Storage provides incredible options for any palette, all self contained in air tight packaging designed to survive any apocalyptic event. Keep in mind, food storage is best had in preparation before a disaster like the 2020 pandemic strikes. Therefore, if you do choose to order food storage right now it may be a few weeks before it arrives. Don’t let that stop you! There will be more hazards down the road of life where you will want to have your storage ready! Let this current pandemic teach you to be prepared for the future!


    One of the most important items for your food needs is of course fruit. The human body cannot produce Vitamin C on its own, meaning going without it for long periods of time can lead to illness. Having fresh fruit on hand during a pandemic lock down isn’t always an option; the stores are likely out, and what you already have is nearing the end of its edibility. That’s why dried fruit options are an effective alternative. By having plenty of fruit on hand, you can ensure better health for you and your family, as well as having something tasty to enjoy when the other snacks have run out. 


    GET SOME SUNSHINE

    While your local law may currently require you to shelter in place, that doesn’t mean you shouldn’t try to get some sunshine where you can. Sunshine leads to healthy production of Vitamin D, which some studies have suggested helps stave off depression and poor mood. Being stuck in your house all day might be fun for the first few days. But after a while, you’re probably feeling a bit of cabin fever. Getting a few minutes of sunshine in your yard or on the porch can help you feel better about your current situation. 


    There are other ways you can beat the pandemic cabin fever as well. Taking time to learn a new skill, practice an instrument, or write that book you’ve been thinking about are all good ways to keep your mind alert. Use this time wisely. You may be feeling some anxiety from your order to shelter in place. That’s normal. But this is a unique opportunity for you and those you’re close with to invest some time in those things you’ve not had time to do before. 


    COVID-19 has put the world on hold, and you are along for the ride. Take this time as your opportunity to discover more of the things you want to do, the things that make you happy. By doing this, you’ll find the sunshine you’ve been missing, and discover more peace in this restless time. 


    KEEP IN TOUCH

    Calling loved ones is a great way to keep your social connections strong during the current stay at home orders in many States. Try having a video call with an old friend, or reach out to a family member to see how they’re doing during their own quarantine. Keeping connected with those you love will help you get through this pandemic with your sanity intact. Self isolation doesn’t have to be so isolating!


    Depending on your interests, there are even ways for you to play boardgames with others through the internet. So there’s no reason for you to feel bored and alone as long as you can connect with your friends and relations. Keeping in touch can mean more than just keeping up with your friends. Keep in touch with your current events in your area as well. Reading local articles of how your community is doing good to help those in need will give you hope. Hope is one of the most precious commodities when dealing with a pandemic. Humanity is resilient, and the trials we face now will make us stronger together. Focus on the good that is happening around you, and where you can, do good in your community, as well.


    MANAGE YOUR TIME

    Keeping track of what you have to do and what you want to do during your time in quarantine will help you feel in control of your life. If you’ve been affected by a lay off, be sure to make use of the available support options in your State. You can also take this time to discover, or rediscover, a talent you have that you could put to use. Keep busy, learn new things, and focus on what you can control. There are many options in your area that can assist you with whatever difficulty you are currently facing. 


    You are not alone through this. Be sure to manage your resources wisely, keeping track of your food needs, health needs, and social needs. If you are low on food supplies right now, go to My Food Storage and stock up without the hassle of empty shelves. COVID-19 can’t stop you from making it so long as you continue to keep strong!


    FOOD STORAGE CAUTION: 5 Things to Watch Out for When Considering Food Storage

    FOOD STORAGE CAUTION: 5 Things to Watch Out for When Considering Food Storage

    It’s a no brainer that having food storage is essential when preparing for a disaster. What’s difficult is knowing what you need and trusting who you’re buying from. Unfortunately scams still happen in the preparedness industry, so to help, we put together a list of 5 things to watch out for when choosing where to buy your food storage.

    1.     Cheap Fillers like “Bonus Sauces” and “Drink Mixes”

    Companies will often add “Sauces” or “Drink Mixes” to their packages to build an illusion of prosperity. They advertise “more” servings and “more” calories, when in fact you are getting less wholesome food. A package titled 120 serving fruit and sauces can be as much as 40% sauce. That leaves as little as 70 servings of actual fruit. Same goes for drink mixes, a package labeled 600 serving sounds appealing, but take into account that ¼ of those servings could be drink mix or pudding mix. Try surviving two weeks on “Grape Drink” and half a bowl of diced apples. No Thanks. Caution! We do not provide cheap fillers!

    1.     Misleading Serving Size

    Make sure that the serving size is a reasonable amount. Some of these “food storage experts” out there are more like “deception experts”. They label the packaging in a way that is almost incomprehensible, or they offer servings that are grossly small. Our servings are fit for a king. (Average serving size- 3.5oz before preparation)

    1.     Calories per serving

    On average our competition offers roughly 257.5 calories per serving. Our average is 370 calories per serving with some products soaring upwards of 470 calories per serving. In this industry, a difference of 100+ calories is revolutionary.

    1.     Package weight

    Obviously more weight equals more food. In an emergency situation you will be grateful for every ounce. Our 30 pound Entrée bucket trumps all of the competition by as much as 10lbs. On long term packages that weight will add up quick.

    -in a direct comparison of Wise and My Food Storage on the “4320 serving” year supply package, My Food Storage dominated Wise by an astonishing 312lbs.

    1.     Shipping time

    Unfortunately not all companies can operate at our production speed. Back orders and shipping delays can hold your order up for weeks, causing unnecessary stress in this already time consuming process. Our product will ship within 48 hours of the ordering.

    TOP TEN THINGS TO HAVE: WINTER EMERGENCY

    TOP TEN THINGS TO HAVE: WINTER EMERGENCY

    Winter is a dangerous season, often with unpredictable turns in weather and unreliable forecasts. We’ve chosen 10 top things to have on hand in case of a winter emergency, such as a blizzard or ice storm, or windy power-outage. With the ten things we’ve chosen, you may feel safe from the threats of this winter.

    1. Food Storage & Emergency Stove: It is important to have good, reliable food storage on hand that is imperishable and can be prepared without power, given the chance of a power outage. Freeze dried and dehydrated food is ideal, which can be prepared by just adding water. Purchasing an emergency stove will heat the food and cause it to cook faster. It can also be used as a source of warmth.
    2. Power Alternative Heater: During a winter storm, temperatures drop below freezing, and if the power goes out you will need a power alternative heater. If you have a fireplace, make sure to have a lot of dry wood on hand.
    3. Water Supply: With temperatures below freezing, you may have to turn off your main water source to keep your pipes from freezing and bursting. This kind of damage can really cost you, so it is best to turn off the water and use an alternative clean water supply during a storm.
    4. First Aid Kit: If the weather is bad and you are stuck inside, you will need a first aid kit for any injuries that may occur. Risking the intense weather conditions can be more harmful than helpful.
    5. Candles and Flashlights: Make sure you have an alternative light source as well. Keep both candles and flashlights on hand, and if the flashlights are battery operated, make sure you have a good supply of batteries.
    6. Medicine: Make sure you have some medicine stocked up, and check the expiration dates.
    7. Powerless Radio: Keep a power alternative radio, battery or hand powered. It is vital to stay in touch with what is happening outside, so you know the threats and what the community is doing to help.
    8. Communication: Keep your cell phones charged. Don’t lose communication with the outside world. Investing in a generator is a good idea, because it is impossible to know for sure how long a storm or power outage will last.
    9. Snow Shovels: Obviously, there’s a chance you will have to dig your way out of your home once the storm passes. Keep a good sturdy shovel or two to help clear away damage.
    10. Matches & Pocket Knife: These emergency essentials are a must-have.

    With these items on hand, you can rest easy. And remember, the most important thing is to keep calm and stay inside. Winter storms pass in time.